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N1 Casino Live Baccarat

Live games have continued to enjoy massive fanfare and patronage at N1 Greece Casino. Many locals love the realistic experience that these titles bring, thanks to active croupier support, real studio equipment, and competitive gambling.

N1's live portfolio majorly covers roulette, poker, blackjack, and baccarat, all with hundreds of variants for registered members. Baccarat particularly seems to be a growing favorite among players currently, and most of it could be because of its straightforward playing style. The hands in Baccarat online and live versions are quite easy to remember, and so are the bet types, so it is quite easy to play and often very rewarding.

Fondly known as Punto Banco, baccarat delivers live variants that take you to the world of rewards, where outcomes are mostly dependent on luck. Good thing that you have many bonus offers to rely on for a shot at real money play without staking your cash. Therefore, here we discuss live baccarat at N1 Casino, taking you through its rules, bet types, payouts, popular variants readily available on the platform and relevant bonuses to enjoy them.

N1 Live Baccarat Vast Portfolio

The live casino baccarat portfolio has some of the largest and most versatile Punto Banco selections in Greece. This versatility confirms the platform's willingness to give players the luxury of choice. Each title is unique, with the studio rooms different, and so are the croupiers that attend to you. There is also a level of uniqueness to the gameplay across each title. Some have just three major bet options with a few side bets, while others have a comprehensive list of side bets to spice up play massively.

Even the mechanics are different. Some variants offer commission-free baccarat, while others have no-limit bet arrangements and in-game jackpots. The platform ensures that all types of mechanics are available and registered gamblers can access all of them.

Due to the vastness of baccarat on the N1 online casino website, it is recommended to try as many as you can. Then, determine your favorites and play them for massive wins. Whatever choice you make, you can be sure to enjoy optimized gaming, even with your mobile device. The games can be streamed from the optimized website or the dedicated N1 Casino app, which has Android and iOS versions.

How to Play Baccarat Live

Baccarat is actually a simple game, and the betting style and pattern are consistent across all variants, including the live studio types. It is played with 52 decks of cards. However, only 6 to 8 cards are realistically used in a complete game.

Here is how to play baccarat:

  1. The objective of the game is to get as close to 9 without going over. You typically have to beat the dealer's hand. If your card hand is closer to 9 than theirs, then you win the round and enjoy the respective payout of a straight win.
  2. The game starts with the dealer collecting your bets (chips). You buy these chips with money, and each has a specific value they represent.
  3. The Dealer shuffles the cards and shares two each to you and themselves. Now, if the sum of your two cards is closer to 9 than the dealer's, or theirs goes past 9, you win. You lose if the outcome is the opposite. 

    See the card number/face values so you know how to calculate your two received cards.

    • Cards with the numbers 2, 3, 4, 5, 6, 7, 8, and 9 equal their respective face values. So, a spade with the number 2 is counted as 2.

    • 10, Jack (J), Queen (Q), and King (K) are all equal to Zero (0).

    •  Aces (A) equal 1.

  4. There is the possibility that you and the dealer have the same number, and this is called a tie. Usually, when there is a tie, your bet is returned, except you or the dealer specifically bet on a Tie outcome.

Choosing a Hand

Now, Step 2 talks about participants placing bets. But for this to happen, they need to choose a Hand. There are two major Hands: Player (Punto) or Banker (Banco). There is a representation of these two hands in every table, and if you pick one, the dealer automatically picks the other. 

However, there is still one more hand left, and this is the Tie. You can choose this, and doing so means that you only win if you and the dealer tie. Any other result is a straight loss. It is quite difficult to achieve a tie, making its payout more rewarding than that of the Third and Banker hand.

Rules for Live Baccarat

There are specific rules to follow when playing any of the N1 Casino online baccarat live games, especially regarding the concept of the third card

Straight Win Concept 

When you and the dealer reveal your cards, the player with the number closest to 9 wins. However, this rule only stands when the supposed winner either has an 8 or 9.

  • If you have an 8 or 9 and the dealer has a lesser sum, you win.

  • If you have an 8 and the banker has an 8, or if you have a 9 and the banker has a 9, it is a tie. If you bet on the Tie, you win. If not, all bets are returned.

  • If you or the dealers have a sum past 9, the other wins unless they do not have a natural 8 or 9.

  • If the both of you go past 9, you lose your bet.

  • If you or the dealer have a sum of 7 and the other has a sum of 6. A Straight win is not possible because nobody has an 8 or 9. When this happens, a third card has to be drawn.

Rule of the Third Card

There is the possibility of the Player or Banker drawing a third when a natural sum of 8 or 9 isn’t possible (No Straight Win) on the initial two cards. The Player hand is always the first to draw a third card.

Below is the stipulation for drawing a Third Card.

  • If the Player hand has a total ranging from 0 to 5, it has to draw a third card.

  •  If the Player hand is a 6 or 7, it has to stand and cannot draw a third card.

  • If the Player or Banker Hand goes past 9 (10 and more), the 1 has to be dropped, and the real value becomes the second number. Hence, if a hand is 14, the 1 is slashed off, and the new number becomes 4. But this rule only stands if the other hand does not have a natural sum of 8 or 9.

Let’s assume that the Player Hand has a sum of 0 to 5. This means it must draw a third card. However, the type of card he receives depends on the Banker's sum.

  • If a Banker has a total of 0, 1, 2, then the Player third card can be Any number or suite. Once the Player draws this third card, then the Banker must also draw a third card. The total sums of each hand are compared, and the winner is determined.

  • If a Banker has a total of 3, then the Player's third card can be Any number. Once the Player draws their third card, the Banker must also draw a third card.

  • If a Banker has a total of 4, then the Player's third card can only be 2, 3, 4, 5, 6, 7. Once the Player draws their third card, the Banker must also draw a third card. The total sums of each hand are compared, and the winner is determined.

  • If a Banker has a total of 5, then the Player's third card can only be 4, 5, 6, 7. Once the Player draws their third card, the Banker must also draw a third card.

  • If a Banker has a total of 6, then the Player's third card can only be 6 or 7. Once the Player draws their third card, the Banker must also draw a third card.

  • If a Banker has a total of 7, then the Player's third card can be Any number. The Banker cannot draw a third card in this case and must Stand.

  • If a Banker has a total of 8, then the Player's third card can be Any number. The Banker must Stand.

  • If a Banker has a total of 9, then the Player's third card can be Any number. The Banker must Stand.

The above rules apply in all live and online baccarat, and you follow the instructions according to your hand.

5% on Commission

Most games take a 5% commission on every Banker win. This is because the third card rule gives the Banker hand a slight advantage over the Player. No commission variants are the exceptions and do not subtract 5% from the Banker win.

Baccarat Bet Types and Payouts

Baccarat online live studios have different bet types and payouts that are quite consistent. The payouts are also not different. 

Bet Types

  • Player Bet: You bet on the Player to win with a natural 8 or 9 or after the third card rule is applied.

  • Banker Bet: You bet on Banker to win with a natural 8 or 9 or after the third card rule is applied. The 5% commission typically applies.

  • Tie Bet: Betting on the Tie means wagering on the Player and Banker to tie after the two cards are revealed. You win if the outcome does tie and lose for any other result.

  • Player Pair Bet: This is a wager that the Player's hand will be a pair. That is, the two cards will be the same rank (two 2s, two 4s…).

  • Banker Pair Bet: This is a wager that the Banker hand will be a pair of the same rank.

  • Either Pair Bet: This is a wager that either the Banker or the Player will have a pair.

  • Perfect Pair Bet: A bet that the two cards of the Player or Banker's hand will be of the same rank and the same suite. An example is Two spades of rank 2.

  • Big and Small Bets: Some studios offer players the chance to wager that a particular round will only use 4 cards or 6 cards (that is, third cards are drawn). Betting on 4 cards is known as small betting while staking on 6 cards is big betting.

Payouts and House Edges

See the respective payouts and house edges for the bets discussed above.

Bet Type


House Edge

Player (Punto) Bet



Banker (Banco) Bet

1:1 (with 5% commission)


Tie Bet

8:1 or 9:1


Player Pair Bet

11:1 or 12:1

Ranges between 10% to 11%

Banker Pair Bet

11:1 or 12:1

Ranges between 10% to 11%

Either Pair Bet



Perfect Pair Bet



Big and Small Bet


Ranges between 5% to 8%

Popular Baccarat Live Games at N1 Casino

With over 90+ high-quality live casino baccarat to stream, it can be a bit tricky to know the best. However, here are 2 very popular variants that many Greeks love to play.

Lightning Baccarat Live: This Asian-themed baccarat is part of the Evolution Gaming Lightning series, so you should expect supercharged payouts. The game itself follows all the traditional rules, payouts, and winning odds discussed here. However, before a round starts, Up to 5 cards are randomly selected and receive random multipliers of 2x, 3x, 4x, 5x, or 8x. If a gamer earns a win with any of these cards on the Player or Banker's hand, their payouts are doubled according to the multiplier. The maximum payout for the game is 500,000 EUR.

Golden Wealth Baccarat: This variant by Evolution is often considered an improvement from the Lightning Baccarat round because, in every round of play, there are at least 5 multiplier cards included in the deck. These cards boost your win on Player or Banker by 512x, and as much as 262144x on the Tie. It is definitely worth streaming for massive wins. All traditional baccarat rules are respected.

N1 Casino Live Baccarat Providers

N1 Casino's partnership with game providers has always been one of its biggest strengths, working with the very best in the iGaming industry. The platform is even more selective with the development studios it works with when it comes to its live titles. Hence, it is no wonder that the leading designer of its live games, including all hosted online baccarat streaming titles, is Evolution Gaming.

Evolution entered the live iGaming sector in the early 2000s and has since then delivered some of the most popular streamed titles worldwide. Its partnership with N1 Casino has seen it live up to its reputation as all baccarat supplied here is high quality and exceptionally satisfying. Every variant offers excellent unique twists and features that can see users improve their stakes more than what is traditionally expected. The studio presentation for each is also excellent, with the room, table, and equipment matching and surpassing the standard of many physical locations.

This software provider is even more special because of its ability to deliver localized services. Players from Greece can request to play with Greek-speaking croupiers and will more likely than not get one. The company is one of the few that have enough resources for such versatility. So you can be sure of a satisfying game when streaming this casino live baccarat.

Baccarat Bonuses at N1 Casino

This casino presents you with multiple promotions that you can explore to stream most of the baccarat titles here. For instance, your first three deposits can reward you with cash and free spins that accumulate to a whopping 1000 EUR and 150 free spins. You just need to use the right promocodes, and part or all of the offer will be yours.

The first deposit can trigger up to 300 EUR at a 100% payback. Credit your balance with 300 EUR and get it all. You may settle for smaller deposits with as little as 20 EUR, rewarding you with another free 20 EUR. During your deposit attempt you claim a 75% match bonus up to 200 EUR and 50 FS. Your focus is the cash bonus. Deposit approximately 267 EUR and get it all. The minimum amount required is 20 EUR, and will reward you with 15 EUR. The relevant code is DEP2.

Meanwhile, the third and final offer of the welcome pack presents a 25% match gift of 500 EUR and 100 FS. The required minimum and maximum deposits are 20 EUR and 2000 EUR to set off 5 EUR and 500 EUR, respectively. Remember to fill in the code DEP3 in the specified bonus field.

What more, both newly registered members and veteran players on this live casino baccarat platform are covered.

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